How to Save Money With your wardrobe!

Recently I started to work with a sewing machine!

I know, it’s something a little bit out of the usual, but I started to have sewing classes.

I love fashion, I love clothes, but it was just too expensive for me to buy all the things I love to wear!

I had no idea how to sow, but I went online, and a whole new world enfolded for me!

I can create my own clothes and save a huge amount of money!

If you are interested in giving this a go, you must check out some YouTube videos, and you’ll find all the information you need to start this project.

I had some lessons on sewing because I had no idea how to do it. However, if you have some experience in this area, you will probably won’t need it!

Make sure to find the right places for good fabrics, and you will end up with an original wardrobe, with high quality and unique design!

Make a budget with all the materials you’ll need, and you will see the amount of money that you are saving!

I hope these tips were helpful. Thank you so much for reading, and I’ll see you in my next post.

How to Attract Money!

Have you become aware of the way you handle money?

When you think about money, what is your related emotion? Happiness, anxiety, nervous. What is your immediate thought? 

The way you perceive wellness is actually the way it reflects on your life. 

We attract what we think. If we are in constant fear about our finances, we are attracting insecurities in that specific area of our lives. It’s time to change the pattern, in order to change the outcome! 

First of all, you need to change your mindset. Money is a wonderful thing, it gives you a good quality of life, it brings opportunities, new experiences, it can make your life easier, lighter, happier, right? 

If you start looking at your monthly bills, not as a negative thing and start looking at it as a payment of a product or service that is bringing a benefit into your life because that’s what it is! 

So, if you have bills, it’s because you have a quality of life that allows you to afford that service, right? If this is not the case, you must re-adjust your budget immediately, in order not to be living above your means, and of course, struggling from pay-check to pay-check. 

When you are financially organised, you will realise that the old speech that you heard from your parents about bills, bills, bills, as a negative is finally over! Get rid of that paradigm. Create a new one, a positive one. You can pay for all your monthly expenses and have a good life because you can afford it, it’s a good thing! 

Start to have this positive approach with your children, a positive attitude towards money, finances. Teach them how to budget properly, according to any situation. 

Think positive, live according to your means, re-adjust your budget, and you will be able to enjoy life without stress and anxiety. 

I hope this post was helpful. Thank you for reading, and I’ll see you in my next post.

Money Tips for Students

It’s always a good time to learn how to budget your life. If you are starting this new journey, you should know the best tips to manage your budget.

1.The Circle

First, you create money, then you learn how to save money, At the same time, you must pay your bills.

This is the circle that you must learn how to manage from now on.

2.Work Part-Time

Find the most suitable schedule, in order to make the most of your free time, and still have time to study. You now have your first income!

3.Save Money

There are multiple ways to save money! Make your own meals, snacks included. There are so many home recipes that you can get online, and you won’t eat outside at a much higher price. Make a grocery list, and make sure to eat before going to the supermarket!

Use the library Wi-Fi. Go out less. I know, but try to gather your friends at home, you’ll spend much less money.

4.Pay Your Bills

Make a monthly or weekly budget, and keep track of your payments, with due dates. Make sure to put that money aside in order to pay everything on time!

I have some great student planners that will help you keep in track your budget, I’ll leave the link here, I’m sure it will make your life a lot easier!

Student Planners (University) (A4)

Student Planners (University) (A5)

I hope this post was useful!

Thank you for reading it, and I’ll see you in my next post.

Attract Money

Today’s post is going to be very different from what I usually write about. I’m a strong believer in manifestation and the Law of Attraction. Since I started learning more and more about it, my relationship with money completely changed! I started to attract money and new opportunities that led me to more money. So, today I’m sharing some affirmations that I used, and still, use to attract money.

1.I am a money magnet.

2.I always attract abundance and prosperity easily and effortlessly into my reality.

3.I am the luckiest person alive.

4.I always get what I want, and money loves me.

5.My bank account never stops growing.

6.I am happy and grateful for the large amounts of money in my bank account.

7.I deserve the best, and I accept the best now.

I hope this post was useful!

Thank you so much for reading it, and I’ll see you in my next post.

5 Money Habits You Need to Have

For us to change and improve our finances, we need to develop some habits. These habits will help us stay on track and live a more comfortable life. It took me a while to get all of them and make them part of my daily life. Once I was able to get these habits to stick, my life changed.

1.Have a Budget

You need to know where your money is going! This is the only way you’ll be able to get control of your finances. It will help you to pay off debt and to grow your savings.

2.Make Goals

You need something to work towards. It will keep you motivated to keep hustling, and it will give a reason to manage your money wisely.

3.Have Side Hustles

Make sure to have different sources of income. Regardless of the amount, having this habit will always benefit you. Side hustles can turn into businesses.

4.Live Below your Means

This is so crucial. You don’t have to live miserably. You just have to make sure you don’t buy things you can’t afford nor have a lifestyle you can’t afford.

These are the tips I have for you, today! Thank you so much for reading it, and I’ll see you in my next post.

How to Increase Your Savings

I’m very passionate about saving for the things I want instead of getting myself into debt. On this post, I’ll be sharing some tips to increase your savings!

1.Budget

Make sure to budget your money every time you get a pay-check. Include your savings in your budget and slowly start increasing its monthly amount.

2.Have Side Hustles

Having extra money will always help you increase your savings, regardless of the amount. Remember that even small quantities add are good, they’ll add up.

3.Control your Expenses

Make sure to buy only what’s necessary and stay within your budget.

4.Challenge Yourself

Challenge yourself to save more money. Have no spend challenges each month. It doesn’t need to be perfect, but it’s a good way to encourage you and to stop you from buying things you don’t necessarily need.

Don’t forget to have fun! Life isn’t just paying bills and save money. Do things that bring you happiness, just plan them in a way that it won’t hurt your finances.

I hope these tips were helpful. Thank you so much for reading it, and I’ll see you in my next post.

How to become an Organised Person

Among my friends and family, I’m known by “The List girl”! It’s funny, I’ve always been like this, I remember making lists for my mum to give to Santa haha! Being organised is really in my personality. I decided to share a few tips that will help you to become an organised person.

1.Start by Organising your Home

Having your home organised will help you to get in the spirit! Organise your bedroom and kitchen and the spaces you spend more time in.

2.Organise your Mind

Write in a journal, write down your emotions and thoughts. Sometimes we need to de-clutter our minds in order to have a more organised life! This is a great habit for your mental health too!

3.Start making Small Lists

Have two or three goals for the day and write them down. Make sure to tick them out as you achieve them.

4.Start Planning your Week

Write down at least one goal to achieve per day, it will motivate you, and it will get you in the habit of planning out everything.

5.Make this a Habit

Make all the steps above a habit.

It takes 21 days to make or break a habit. Give yourself time to get in the spirit and have fun doing it.

Thank you so much for reading it, and I’ll see you in my next post.

How to keep Track of your Finances

Being in control of our money is something we all aim to do. The only way to do it is to be organised with your finances. On this post, I’ll be sharing with you what I do to keep track of my finances. I use a Personal Finance Binder to keep track of everything. These are the spreads:

1.Budget

The first thing I like to do is to write down my budget. I know exactly how much I need to spend on my needs (rent, groceries, bills, etc), making it easier to manage the rest of the money. Since I started writing down my budge, I realised that I could make higher payments towards debt, which was amazing!

2.Bills

I like to track my bills and add the payment receipts in a plastic folder at the end of this spread.

3.Expenses

I track all of my expenses! I split them into categories, and I always make sure to analyse them at the end of the month. It helped me a lot because I was able to see where I was spending my money, and I used to buy so many unnecessary things, and this made me break that habit.

4.Debt Tracker

I like to write down all of my debts and how much is left to pay, the payments I make with the dates and everything.

5.Savings Tracker

I usually write down my savings goal for each category, and keep track of the amounts I add until I’ll reach the wanted amount.

6.Important Documents

This spread is the last one of the binder. I keep every single document related to this topic in plastic folders. From the water, electricity, gas and rent contracts to my tax payment receipts. I keep them all in there, so I know where they are if I ever need them.

I have a Personal Finance Binder to download for sale that is just like mine. I’ll leave the link below if you’re interested!

Personal Finance Binder (Black and White Theme)

Personal Finance Binder (Green Theme)

Personal Finance Binder (Pink Theme)

Thank you so much for reading it, and I’ll see you in my next post.

15 Ways to Save Money

On this post I’ll be sharing with you 15 things you can start doing that will help you save money.

1.Make a Shopping List

Make sure to only grocery shop with a list, it will help you not to buy what you don’t need.

2.Eat Before Grocery Shopping

If you go grocery shopping with an empty stomach, you’ll most likely buy a lot of snacks and things you don’t need.

3.Make your own Meals

Cooking your own meals will help you save a lot of money, and you can make healthier meals which are also amazing for your body.

4.Make Your Own Bread

Bread is something that most of us eat several times a day. Making it yourself will help you save a lot of money. You can make several at a time and freeze the dough.

5.Buy Clothes on Sale

Only buy clothes on sale, you’ll be able to get more for less.

6.Buy in Bulk and Freeze

Buy fruit and veggies and freeze them. This is great for smoothies and soup!

7.Buy Detergents on Sale

When the detergents are on sale, you can get several and have a little stash at home.

8.Have a Budget

Make sure to write down your budget. Being aware of how much you can spend on every category will help you increase your savings. 

9.Be Organised

This tip goes along with the previous one. Being organised with your finances will help you increase your savings and your ability to saving money. There’s a downloadable planner that includes a budget spread, a shopping list, an expense tracker, a bill tracker, a debt tracker, and a meal planner. I’ll leave the link to it down below if you’re interested.

Money Planner (A4)

Money Planner (A5)

10.Turn Off the Light

Turn off the lights when you’re not in the room.

11.Meal Plan

Meal planning will help you buy only what you need, and it will also help you to control the costs of each meal.

12.Take your lunch with you

Prepare your snacks and lunch at home and take them with you to work. 

13.Sell your clothes

Sell the clothes you no longer wear and put that money towards savings or debt payments, for example.

14.Make your own Cleaning Supplies

Make your own cleaning products at home, this will help you save money and the environment.

15.Workout at Home

Working out at home instead of going to the gym will help you save thousands!

So, these are all the tips I have for you. Thank you so much for reading it, and I’ll see you in my next post.

How to Stop Living Beyond your Means

It’s quite tempting to live with things we can’t afford. We see it all the time in social media, people sell a lifestyle, and we want it. We want the same cars, houses, holidays, etc. Most of us can’t afford it (and it’s normal) so, they get loans and spend the rest of their lives living above their means. On this post, I’ll be sharing with you what you can do to start living below your means and save for what you want without getting into debt.

1.Budget

Setting up a budget is crucial. Set up one that works for you and for your family.

2. Stop getting loans

Start focusing on getting several savings accounts instead of getting loans. This will have a huge impact on your personal finances.

3. Prioritise

Change your priorities. Saving money will get you the things you want without loans, so move to a smaller house, sell your car, cook your own meals, etc. Start changing your lifestyle in order to maximize your savings.

4. Make Changes

After all these steps, acknowledge what you did wrong and what you need to adapt. Don’t see it as a negative thing or a setback, see it as improvements to reach the perfect method for you.

I hope this post was useful, thank you for reading it, and I’ll see you in my next post.