How to keep productivity going

I used to struggle with staying productive throughout the day. I made a few changes that really changed my productivity levels. So, I’ll share them with you.

1.Make a list

This will help you structure your day. You’ll know what are the things you need to get done and writing them down makes a huge difference. Don’t forget to tick them out as you achieve them, it will give you a good feeling of accomplishment.

2. Have snacks with you

Having snacks and water with you will make you a lot more productive throughout the day because you won’t be feeling the need to get up often to eat. It won’t break your logic during work.

3. Start with what you dislike

As much as you may love your job, there are always a few bits that aren’t as enjoyable as we’d like. So, I advise you to start with those “chores”. This will make you want to finish them faster so you can start what you actually like, doing so, your productivity levels will stay balanced.

4. Have a clean environment

Clean and tidy your workspace. Sometimes, when we are working in a messy and clutter space, our productivity and motivation simply vanish. Having a clean and aesthetic pleasing working area makes our productivity rise.

5. Sleep 8 hours per night

Sleeping the right amount of hours per night improves the way we think, our memory and, of course, our productivity. This is crucial for us to do well at our jobs.

6. Mindset

This is probably the most important tip. You need to have the right mindset. Having a positive attitude towards your day, work and goals will definitely make you better at it. Your productivity and your happiness will completely change!

Let me know if these tips helped you. Thank you for reading it and, I’ll see you in my next post.

How to manage your time when you work at home

This post will help you manage your time, in order to be more productive and succeed at your job. There’s also a printable that you can download that will help you schedule your day.

Here are the steps to budget your time and still be productive.

1.Set Goals

Write down all of your goals for the day. Be realistic, don’t add too many things that you’ll know you won’t be able to achieve. That will only make you feel stressed and frustrated.

2. Budget your time

Out of the 24 hours of the day, take off the time you spend sleeping (8 to 9 hours) and budget the rest, in order to maximize your available time. You are left with 15-16 hours, set morning and an afternoon schedules.

I made a printable to help you design your perfect schedule for the day, click here to get it.

3. Set times

For each goal that you wrote down to accomplish during the day, add a maximum time to finish it.

4. Improvements?

Figure out what do you need to improve, what changes do you might need to make to be more productive.

Let me know if this helped you improve your time management. Thank you for reading it and, I’ll see you in my next post.

Beginners Guide to the “Cash Envelope” System

The “cash envelope” method is a great way to save money, to pay off debt and even to build your retirement account. It’s actually an easy way of achieving some of your goals, you get to save for that dream holiday, for the house of your dreams, for the huge wedding you’ve always dreamt of or even to plan the move for the country you’ve always wanted to live in.

So, here’s how this method works:

1.Figure out what you can work with.

Start with your tax and expenses free income. Know exactly the amount you’ll be able to take out of your bank to use it on the envelopes. Keep in mind, some things are paid with your debit card, just make sure to incorporate them on your budget.

If you need help making your budget, you can read this post that I wrote on How to budget your income.

2. The categories

This step may be different from mine. I’ll give a few examples with my categories, but you should adjust them to your life. Mine are: Groceries, needs, knowledge investment and fun money.

3. Choose the envelopes

Try to get envelopes with different colours, this will help you memorize which envelopes correspond to which categories and also because they’re cuter! I use paper envelopes but there are other envelope systems, for example, the Dave Ramsey’s.

4. Fill your envelopes

Now that you know your budget and you have the categories on your envelopes, you can start filling them with the specific amount that you designated for each.

Don’t forget to leave the money meant for the things you’ll pay with the debit card in the bank.

5. What’s next?

Well, now you go shopping and only spend what’s in the envelopes. Some people like to just have their envelops when they’re going shopping. To be quite honest, it’s something that bothers me, so when I go shopping I take the amount from the specific category and put it in my purse.

6. At the end of the month

Whatever is left on the envelopes and on my bank account that I didn’t use that month, I put it into savings. That was key to sky-rocket my savings account.

I really hope you try this method. Thank you for reading it. I will see you in my next post.

5 Simple ways to make extra money

Who wouldn’t want some extra dollars at the end of the month? In this post I’ll be sharing 5 simple ways to make money.

1.Sell your books

The books that you no longer read or have more than one copy (trust me, you’re not the only one!), you could sell them online or to those small second hand book fairs and make a few extra dollars.

2. Sell your clothes

I don’t know about you but I own a lot of clothes that I no longer use. They take up a lot of space in my closet. So, if you’re like me, selling them is the best option.

3. Sell old furniture

If you have old furniture that just taking up space and has no use, then this is a good option and you make money out of it! You can sell them to second-hand shops or to antique shops.

4. Create your own products

If you have any talent then you should take advantage of it and start creating your own products and sell them online. There are so many platforms where you can do it and you’ll be able to make really good money from it.

5. Become a Tutor

Regardless of where you are now professionally if you were good at any subject when you were in school, you should definitely give this one a try. You can even do it online!

I hope you found this useful! Thank you for reading it and I’ll see you in my next post.

5 things you should stop buying

We all are affected by consumerism, and everything is so reachable nowadays, that we often don’t realize how much money we are overspending on our day-to-day lives.

So, here’s a small list of tips you can incorporate in your routines, that will have a huge impact on your savings at the end of the month.

1.Stop buying coffee outside

You can make your own coffee and bring it with you instead. Those fancy coffee shops are usually extremely expensive, plus those drinks have too much sugar in it. Your health and your wallet will appreciate it.

2. Join your local library

If you’re as addicted to books as I am, you’ll find that at the end of the month you’re practically broke. To change this, I joined my local library. I pay a low monthly fee and I get to loan tons of books. You should definitely try it.

3. Get reusable water bottles

First, we all know that we need to drink a couple of liters of water per day. That equals 4 small plastic bottles. This isn’t just affecting the environment but is also making you overspend every day. If you get those reusable bottles, you’ll be saving both your money and the environment.

4. Quit or decrease dine outs

This is pretty self-explanatory. If you decrease going out for meals you’ll save more money, but obviously, don’t make this a strict rule, you can be flexible. The point is to save money but still enjoy life!  

5. Review your subscriptions

Go through your subscriptions and figure out what you actually consume. You should finish or adjust the ones that you are no longer using.

That is it, thank you for reading it. I’ll see you in my next post.