Attract Money

Today’s post is going to be very different from what I usually write about. I’m a strong believer in manifestation and the Law of Attraction. Since I started learning more and more about it, my relationship with money completely changed! I started to attract money and new opportunities that led me to more money. So, today I’m sharing some affirmations that I used, and still, use to attract money.

1.I am a money magnet.

2.I always attract abundance and prosperity easily and effortlessly into my reality.

3.I am the luckiest person alive.

4.I always get what I want, and money loves me.

5.My bank account never stops growing.

6.I am happy and grateful for the large amounts of money in my bank account.

7.I deserve the best, and I accept the best now.

I hope this post was useful!

Thank you so much for reading it, and I’ll see you in my next post.

Become an Organised Person

I’m a super organised person. I love to plan and have everything set and done the way I like haha! I know I exaggerate a bit, but I thought that if I share some of my tips, I’ll be able to help someone be more organised.

1.Organise your Space

I usually start by organising the kitchen and then the rest of the rooms. This will help you to get in the mood of an organised person. Make sure to de-clutter everything and organise things.

2.Organise your Finances

Take control of your money. Start by writing down all of your expenses and bills, etc. Make a budget that suits your needs. In this area, being organised will help you save money.

3.Organise your Mind

If you want to have an organised life you need to organise your mind first. Start writing down your thoughts, acknowledge your emotions. Make this a daily habit, trust me, it will make a huge difference.

4.Plan Everything

Get in the habit of writing down your plans for the day or for the month. This will help you improve or time management and organisation skills! If you’ve been following me for a while then you know I have a brand new planners shop. You’ll be able to find plenty of planners to download that will help you organise your day. I’ll leave the link of the shop if you’re interested.

Planner Shop

I hope I was able to help you with this post.

Thank you so much for reading it, and I’ll see you in my next post.

Weird Ways to Save Money

I’m always looking for ways to save money, and today I thought it would be nice to share with you some weird ways to save money.

1.Unsubscribe to Publicity Mails and Emails

This will prevent from seeing the new discounts and sales from stores, and they’re new products. You won’t be tempted to buy things you don’t need.

2.Pay in Cash

Paying things in cash will make you realise the actual amount you’re spending on a daily. You’ll think twice before buying things you don’t need. You won’t overspend.

3.Shop Online

This is great for groceries, you’ll get only what you need and won’t be brainwashed and tempted to buy all the bargains in the store.

4.Eat Before Grocery Shopping

This is a really good idea. It’ll prevent you from buying snacks! I used to do this all the time: I’d go before lunch and would end up bringing a lot of snacks instead of what I actually needed.

5.Quit Bad Habits

Smoking and drinking are really bad for your health, but not only that, but you’re also spending thousands on it every year.

I really hope this post was useful, let me know if you have more weird ways to save money!

Thank you so much for reading it, and I’ll see you in my next post.

Habits to Become More Productive

I think most of us struggle with productivity. I love planning my day, but I have to be extremely disciplined with myself in order to get things done. So, I thought it would be nice to share the habits that I use to become more productive with you.

1.Wake Up Early

Starting off your day early will help you get more things done. You’ll also feel more productive and in the mood to get things done. I love the feeling of achieving some goals of the day and then look at the clock and be amazed that I was able to get so many things done so early in the day.

2.Plan Your Day

Plan your day and make sure to write down the things you must get done and the things you’d like to tackle but aren’t a must. Prioritize your tasks and be realistic, don’t add too many things to your day, that will just make you frustrated.

3.Work Smarter and Not Harder

Make sure to do the things you know will help you get to the finish line and achieve your goals. Working hard all day and not reach your goals or not achieve something that will be worth for your future will be just a waste of time. Prioritize your work and start working smarter instead of harder.

4.Be Disciplined

You have to be disciplined with yourself, stop procrastinating. Be hard with yourself and make a priority achieving the tasks you set out for the day.

I hope this post was useful, productivity is something we’ll work on throughout the years, so don’t be too hard on yourself and always be proud of your achievements.  

Summer Holiday on a Budget

I don’t know about you, but I always look forward to the holidays! I get to spend quality time with the people I love and just relax. It’s so good for our mental health, I love it. The only thing down about it is how expensive it can get. So, in this post, I’ll be sharing with you some tips that will help you save money on your holidays.

1.Buy The Plane Ticket in Advance

Buying the plane ticket in months advance will make your trip less expensive.

2.Book in Advance

The activities that aren’t free and you really want to take part in, should be booked in advance. It will save you money and time.

3.Use Public Transportation

Instead of taxis or ubers, use public transportation, this will be a lot cheaper and a lot more fun because you’ll get to see more things and find better places.

4.Rent an Airbnb

Instead of staying in a hotel, rent an Airbnb. This will help you save a lot of money, especially if you have a big family.

5.Cook your Own Meals

Restaurants in places dedicated to tourism are extremely expensive. If you cook your meals, you’ll be able to save more money.

6.Free Fun

Do a little bit of research before heading to your destination, try to figure out where all the free fun is. In some cities, museums are free once a month. Finding this type of free fun will help you save money and still have a good time.

7.Travel Light

If you’re renting an Airbnb, make sure to rent one with a washer, this way you’ll be able to travel light and save money on you’re plane tickets.

These are all the tips I have for you, let me know if you have more in the comments down below.

Thank you for reading it, and I’ll see you in my next post.

Good News!

Hello Everyone!

Today’s post will be a bit different than usual. I’ll be sharing with you some good news. I’ve had a few planners and other digital products for sale on this website.

This blog started off as a way of sharing my hacks on personal finance, and it also became a store. I felt like it wasn’t the same and I want to continue this blog as a way of helping people.

So, the good news is: I opened a store on Etsy!

All my digital products will be there, and I’ll leave the link here if you’re interested.

My Store.

I want to thank every single one of you that reads my posts. Thank you for your support, and I genuinely hope I get to make a difference in your life!

If you ever want to chat, you can reach out to me through this blog’s Instagram: @budgetproposals.

I hope you have an amazing day, and I’ll see you in my next post!

5 Money Habits You Need to Have

For us to change and improve our finances, we need to develop some habits. These habits will help us stay on track and live a more comfortable life. It took me a while to get all of them and make them part of my daily life. Once I was able to get these habits to stick, my life changed.

1.Have a Budget

You need to know where your money is going! This is the only way you’ll be able to get control of your finances. It will help you to pay off debt and to grow your savings.

2.Make Goals

You need something to work towards. It will keep you motivated to keep hustling, and it will give a reason to manage your money wisely.

3.Have Side Hustles

Make sure to have different sources of income. Regardless of the amount, having this habit will always benefit you. Side hustles can turn into businesses.

4.Live Below your Means

This is so crucial. You don’t have to live miserably. You just have to make sure you don’t buy things you can’t afford nor have a lifestyle you can’t afford.

These are the tips I have for you, today! Thank you so much for reading it, and I’ll see you in my next post.

Zero Waste: Self-Care

Previously I made a post about self-care investments that will help you save money in the long-term, click here if you are interested in reading that post. On today’s post, I want to share with you self-care products that can be made at home. These products have fewer chemicals and less plastic. Living a frugal life doesn’t just help us save money, but it also benefits our health and our planet’s health.

1.Shampoo/Conditioner Bars

There are several recipes online for these bars, they are quite easy to make, and I love what they do to my hair!

2.Soaps

There are so many recipes online with really natural ingredients for you to make at home. It’s also a really good activity to do with kids and teach them a bit about a plastic-free life!

3.Moisturiser

I’ve seen plenty of recipes online and even tried one. Absolutely loved it, it made my skin super smooth. Definitely try this at home.

4.Toothbrush and Toothpaste

I 100% advise you to get a bamboo toothbrush, they work just as well as the plastic ones but are way better for the environment. You can make toothpaste at home, I tried one recipe that had coconut oil, and I wasn’t a big fan of it! I’m still on the hunt for a more natural toothpaste with a pleasant taste.

5.Deodorant

To be honest, I’ve never tried to make deodorant at home, but I have bought natural, free of chemicals deodorants, and let me tell you, they are great! You don’t get stinky throughout the day, and it makes your skin super hydrated. I definitely want to try to make one at home, it will be a lot cheaper.

These are all the tips I have for you today! Thank you so much for reading it, and I’ll see you in my next post.

Save Money on Your Self-Care

Self-care should be seen as a necessity. It really is a need, it does well to our body and mind.

On this post, I’m going to focus on the physical self-care and in the future, I’ll make a post about self-care investments for our mental health.

These are things I realized I was spending a lot of money on and to be quite honest with you, I’m not willing to give up on my self-care habits because they do make me feel more confident and more happy with myself. Instead, I decided to make a few changes in order to save money in the long-term.

1.Nail Kit

I absolutely love having my nails done, but I realized I was spending 120 dollars every month on them… that’s 1,440 dollars at the end of a year! So, I decided to buy a nail kit and start getting them done myself. The whole kit (with the UV light and all of those products) was 200$. I’ll be honest, it took me a few tries and a lot of Youtube videos to get them perfect, but it’s definitely worth it!

2.At Home Hair Treatment

My hair is super wavy and, personally, I think I look better with straight hair. So, twice a year I used to permanently straighten my hair at a salon. It is an expensive treatment so I thought I should try an “at home straightening treatment”.

The Cons are:

-It’s a two people job. I definitely couldn’t do it by myself, fortunately, my mum was able to help me with it;

-It doesn’t last as long as the professional one does;

-The application is a bit messy.

The Pros are:

-It feels like the chemicals are less strong (there are a few in the market that are natural and don’t have chemicals, but I’ve never tried them so I don’t know if they actually work.)

-They aren’t expensive;

-You can do them at the comfort of your own home;

-My mum and I definitely had a fun time whilst doing it.

Overall, it is a good investment, it makes you save money, and that is always a plus.

3.At Home Gym

This is one of my favourites. I really dislike going to the gym, I’m never 100% comfortable but, at the same time, I love working out. Also, my gym membership was quite expensive. I know I’m not the only one feeling this way about the gym, so I started to follow some Youtube workout videos. Then I bought weights, and I will buy more equipment. I already had a threat-mile at home, so that helped me a lot. I definitely recommend this tip.

4.Permanent Hair Removal

This was definitely something I had been thinking about getting for a while. I decided to invest in an IPL device. There are several prince ranges out there which is a really good thing, I don’t remember the exact price of mine, but I know it wasn’t more than 200 dollars. This really works, it takes a lot of treatments to make the hairs completely disappear but it so worth it. Unfortunately, the biggest con about this device is that it doesn’t work on every skin colour or hair colour, you’ll have to do a little research to figure out if it’s something you’ll want to get.

5.Teeth Whitening Kit

I’ve always been a bit sceptical about these, I always thought that only the whitening treatments at the dentist would work, until I tried them myself. I got mine at a pharmacy, so it was a little expensive but definitely less than going to the dentist doing the procedure. I recommend trying but just make sure to do a little research before you buy one, be sure that what you’re getting isn’t extremely aggressive to your teeth.

I hope these tips were useful and let me know which ones you’d like to try or already have tried.

Thank you for reading it, and I’ll see you in my next post.

How to Increase Your Savings

I’m very passionate about saving for the things I want instead of getting myself into debt. On this post, I’ll be sharing some tips to increase your savings!

1.Budget

Make sure to budget your money every time you get a pay-check. Include your savings in your budget and slowly start increasing its monthly amount.

2.Have Side Hustles

Having extra money will always help you increase your savings, regardless of the amount. Remember that even small quantities add are good, they’ll add up.

3.Control your Expenses

Make sure to buy only what’s necessary and stay within your budget.

4.Challenge Yourself

Challenge yourself to save more money. Have no spend challenges each month. It doesn’t need to be perfect, but it’s a good way to encourage you and to stop you from buying things you don’t necessarily need.

Don’t forget to have fun! Life isn’t just paying bills and save money. Do things that bring you happiness, just plan them in a way that it won’t hurt your finances.

I hope these tips were helpful. Thank you so much for reading it, and I’ll see you in my next post.