Money Tips

On this post, I’ll be sharing a few money tips that we should all have, and they will help you improve your finances!

1.Have an Emergency Fund

Emergency funds are crucial! Slowly start saving towards it. Make a realistic goal of how much you want to have in your emergency fund until the end of the year and start putting money towards it.

2.Have a Side Hustle

Have some sort of extra income every month. You can take surveys, sell services, teach online, sell your creations on Etsy, etc.

3.Have a Budget

Always know where your money is going. Having a budget will help you get control of your finances.

4.Pay Off Debts

If you have any debts, then your priority should be paying them off. Write down a plan of action, and soon you’ll be debt free!

5.Don’t Get into Debt

Don’t get yourself in debt for things you should save and pay in full. For example, cars, clothes, trips, etc. Just know that getting into debts for businesses, education or to buy a house is perfectly normal!

6.Keep Learning

Read all the financial books you can get, listen to podcasts, read blog posts… Just make sure to be constantly learning about money and about the best way to manage it.

These are all the tips I have for you today! I hope this post was useful.

Thank you for reading it, and I’ll see you in my next post.

Money Tips for Students

It’s always a good time to learn how to budget your life. If you are starting this new journey, you should know the best tips to manage your budget.

1.The Circle

First, you create money, then you learn how to save money, At the same time, you must pay your bills.

This is the circle that you must learn how to manage from now on.

2.Work Part-Time

Find the most suitable schedule, in order to make the most of your free time, and still have time to study. You now have your first income!

3.Save Money

There are multiple ways to save money! Make your own meals, snacks included. There are so many home recipes that you can get online, and you won’t eat outside at a much higher price. Make a grocery list, and make sure to eat before going to the supermarket!

Use the library Wi-Fi. Go out less. I know, but try to gather your friends at home, you’ll spend much less money.

4.Pay Your Bills

Make a monthly or weekly budget, and keep track of your payments, with due dates. Make sure to put that money aside in order to pay everything on time!

I have some great student planners that will help you keep in track your budget, I’ll leave the link here, I’m sure it will make your life a lot easier!

Student Planners (University) (A4)

Student Planners (University) (A5)

I hope this post was useful!

Thank you for reading it, and I’ll see you in my next post.