How to Attract Money!

Have you become aware of the way you handle money?

When you think about money, what is your related emotion? Happiness, anxiety, nervous. What is your immediate thought? 

The way you perceive wellness is actually the way it reflects on your life. 

We attract what we think. If we are in constant fear about our finances, we are attracting insecurities in that specific area of our lives. It’s time to change the pattern, in order to change the outcome! 

First of all, you need to change your mindset. Money is a wonderful thing, it gives you a good quality of life, it brings opportunities, new experiences, it can make your life easier, lighter, happier, right? 

If you start looking at your monthly bills, not as a negative thing and start looking at it as a payment of a product or service that is bringing a benefit into your life because that’s what it is! 

So, if you have bills, it’s because you have a quality of life that allows you to afford that service, right? If this is not the case, you must re-adjust your budget immediately, in order not to be living above your means, and of course, struggling from pay-check to pay-check. 

When you are financially organised, you will realise that the old speech that you heard from your parents about bills, bills, bills, as a negative is finally over! Get rid of that paradigm. Create a new one, a positive one. You can pay for all your monthly expenses and have a good life because you can afford it, it’s a good thing! 

Start to have this positive approach with your children, a positive attitude towards money, finances. Teach them how to budget properly, according to any situation. 

Think positive, live according to your means, re-adjust your budget, and you will be able to enjoy life without stress and anxiety. 

I hope this post was helpful. Thank you for reading, and I’ll see you in my next post.

Organised And Saving Money

How come it seems so much easier for some people to always have money in their pockets, and for others, it’s a constant struggle, living paycheck to paycheck?

The answer is quite simple: Organisation!

Organised people are in control!

So, if you want to raise your savings, here are some amazing tips:

1.Organised Mind

First of all, get your thoughts and ideas together. Prioritise, the important from the secondary. Focus on your purposes, in the short term, and find ways to make them work. Follow through, a project at a time, and see the results unfold.

2.Organise your home

Go through each division and check thoroughly what it’s missing, what it’s just taking space with no practical use. Re-organise every single room. What you don’t longer use, sell.

3.Storage

Take it all out. Make a list of what you have. Make an accurate list of all the things you need, both for cooking and cleaning. Don’t clutter, if you don’t use, don’t buy it!

4.Lists

Make this a habit. Start to make lists of all the items that you have on your pantry and your refrigerator, see what’s missing. Calculate what you spent weekly with each item. Make it accurate, in order not to over buy.

If you keep track of every you actually use, and the exact quantities that you need for each item, you will save a lot of money, by the end of the month, and you will be amazed of the amount of money that you were over spending!

Thank you for reading, and I’ll see you in my next post!

Passive Income Ideas

Passive income is something we should all have, no matter how much we make from it, it’s always nice to have extra money at the end of the month. So, today’s will consist of passive income ideas.

1.Take Surveys

Get paid by taking surveys. There are so many good ones out there (they differ a bit depending on where you live). The longer you stay on them, the more money you’ll end up making.

2.Sell on Etsy

Sell your own creations on Etsy and make money from that. The great thing about this is that you might end up having your own business!

3.Become an Uber Driver

Spend a few hours of your day working with Uber and make extra dollars at the end of the month.

4.Rent a Room

Rent a spare room on Airbnb and make thousands a year.

I hope this post was useful.

Thank you for reading, and I’ll see you in my next post.

Money Tips for Students

It’s always a good time to learn how to budget your life. If you are starting this new journey, you should know the best tips to manage your budget.

1.The Circle

First, you create money, then you learn how to save money, At the same time, you must pay your bills.

This is the circle that you must learn how to manage from now on.

2.Work Part-Time

Find the most suitable schedule, in order to make the most of your free time, and still have time to study. You now have your first income!

3.Save Money

There are multiple ways to save money! Make your own meals, snacks included. There are so many home recipes that you can get online, and you won’t eat outside at a much higher price. Make a grocery list, and make sure to eat before going to the supermarket!

Use the library Wi-Fi. Go out less. I know, but try to gather your friends at home, you’ll spend much less money.

4.Pay Your Bills

Make a monthly or weekly budget, and keep track of your payments, with due dates. Make sure to put that money aside in order to pay everything on time!

I have some great student planners that will help you keep in track your budget, I’ll leave the link here, I’m sure it will make your life a lot easier!

Student Planners (University) (A4)

Student Planners (University) (A5)

I hope this post was useful!

Thank you for reading it, and I’ll see you in my next post.

Weird Ways to Save Money

I’m always looking for ways to save money, and today I thought it would be nice to share with you some weird ways to save money.

1.Unsubscribe to Publicity Mails and Emails

This will prevent from seeing the new discounts and sales from stores, and they’re new products. You won’t be tempted to buy things you don’t need.

2.Pay in Cash

Paying things in cash will make you realise the actual amount you’re spending on a daily. You’ll think twice before buying things you don’t need. You won’t overspend.

3.Shop Online

This is great for groceries, you’ll get only what you need and won’t be brainwashed and tempted to buy all the bargains in the store.

4.Eat Before Grocery Shopping

This is a really good idea. It’ll prevent you from buying snacks! I used to do this all the time: I’d go before lunch and would end up bringing a lot of snacks instead of what I actually needed.

5.Quit Bad Habits

Smoking and drinking are really bad for your health, but not only that, but you’re also spending thousands on it every year.

I really hope this post was useful, let me know if you have more weird ways to save money!

Thank you so much for reading it, and I’ll see you in my next post.

5 Money Habits You Need to Have

For us to change and improve our finances, we need to develop some habits. These habits will help us stay on track and live a more comfortable life. It took me a while to get all of them and make them part of my daily life. Once I was able to get these habits to stick, my life changed.

1.Have a Budget

You need to know where your money is going! This is the only way you’ll be able to get control of your finances. It will help you to pay off debt and to grow your savings.

2.Make Goals

You need something to work towards. It will keep you motivated to keep hustling, and it will give a reason to manage your money wisely.

3.Have Side Hustles

Make sure to have different sources of income. Regardless of the amount, having this habit will always benefit you. Side hustles can turn into businesses.

4.Live Below your Means

This is so crucial. You don’t have to live miserably. You just have to make sure you don’t buy things you can’t afford nor have a lifestyle you can’t afford.

These are the tips I have for you, today! Thank you so much for reading it, and I’ll see you in my next post.

How to keep Track of your Finances

Being in control of our money is something we all aim to do. The only way to do it is to be organised with your finances. On this post, I’ll be sharing with you what I do to keep track of my finances. I use a Personal Finance Binder to keep track of everything. These are the spreads:

1.Budget

The first thing I like to do is to write down my budget. I know exactly how much I need to spend on my needs (rent, groceries, bills, etc), making it easier to manage the rest of the money. Since I started writing down my budge, I realised that I could make higher payments towards debt, which was amazing!

2.Bills

I like to track my bills and add the payment receipts in a plastic folder at the end of this spread.

3.Expenses

I track all of my expenses! I split them into categories, and I always make sure to analyse them at the end of the month. It helped me a lot because I was able to see where I was spending my money, and I used to buy so many unnecessary things, and this made me break that habit.

4.Debt Tracker

I like to write down all of my debts and how much is left to pay, the payments I make with the dates and everything.

5.Savings Tracker

I usually write down my savings goal for each category, and keep track of the amounts I add until I’ll reach the wanted amount.

6.Important Documents

This spread is the last one of the binder. I keep every single document related to this topic in plastic folders. From the water, electricity, gas and rent contracts to my tax payment receipts. I keep them all in there, so I know where they are if I ever need them.

I have a Personal Finance Binder to download for sale that is just like mine. I’ll leave the link below if you’re interested!

Personal Finance Binder (Black and White Theme)

Personal Finance Binder (Green Theme)

Personal Finance Binder (Pink Theme)

Thank you so much for reading it, and I’ll see you in my next post.

Saving Money on Holiday

Since we are close to Easter, and most people take days off during this time, I decided to share a few tips that will help you save money while you’re on holidays.

1.Rent an Airbnb

Instead of staying in a hotel, rent an Airbnb. This will help you save a lot of money, especially if you have a big family.

2. Cook your own Meals

Restaurants in places dedicated to tourism are extremely expensive. If you cook your meals, you’ll be able to save more money.

3. Free fun

Do a little bit of research before heading to your destination, try to figure out where all the free fun is. In some cities, museums are free once a month. Finding this type of free fun will help you save money and still have a good time.

4. Travel Light

If you’re renting an Airbnb, make sure to rent one with a washer, this way you’ll be able to travel light and save money on you’re plane tickets.

These are all the tips I have for you, let me know if you have more in the comments down below.

Thank you for reading it, and I’ll see you in my next post.

How to Save Money by being Organised

I’m a very organised person, I love to planning everything ahead, and I’m no different when it comes to finances. Since I started to be more and more organised, I realised that I was saving more money at the end of the month and thanks to it, I managed to save a lot more money!

Here’s how you can do it too.

1.Organise your Pantry and Kitchen

My pantry used to be a mess, and I’d find myself purchasing the same thing over and over because I thought I was out of it and in reality, it was just lost in the middle of the mess! So, one day I took everything out of the pantry and re-organised. This made a huge difference. I started saving more money because I stopped buying what I didn’t need.

2. Budget! Budget! Budget!

Writing down exactly how much you want to spend on each category will stop you from impulse shopping. It will help you to make better choices, and you’ll figure out how much you can start to add to your savings.

3. Plan!!

This tips goes along with the previous one. I started to write down my monthly budget, my expenses, bills, meal plans, etc! I started to have control of my money, and that made my savings increase a lot!

I’m extremely happy to announce that I’m launching a Monthly Money Planner! This Planner has a Budget Spread, a Savings Tracker, a Debt Tracker, an Expenses Tracker, a Bills Tracker, a No Spend Calender, a Meal Planner and more! I’ll leave the link here for you, and I hope this Planner helps you as much as it helped me!

Money Planner

Personal Finance Planner

I hope this post was useful! Thank you so much for reading it, and I’ll see you in my next one!

What you should teach your kids about money

Unfortunately, money management isn’t something we learn in school, and because of that, most of us made a lot of managing mistakes when we reached adulthood. To prevent our future generations from making similar mistakes, we need to make sure they have the right knowledge to make their choices.

Here are 4 things you should teach your children.

1.Budgeting

This is something they should start learning from early on. This will not only help them in the future when dealing with their money, but it will also make them be more organized.

2. Type of Lifestyle

We grow up seeing people buying cars, houses and even lifestyles they can’t afford. This equals to debt! What kids should always have in the back of their minds is that they should only buy what they can afford. We need to show them that living under their means while they’re young, will bring them a better financial future.

3. The Importance of Savings

This goes along with the previous tip. Saving for what want will keep them away from debts. And savings also help when there’s some sort of emergency in our lives.

4. The Right Mindset Towards Money

People usually look at money like it’s a horrible thing. They always complain about paying bills and taxes, this is a quite negative money mindset. We need to teach them that money is an amazing thing that helps live a happy life, and paying bills and taxes is a good thing because it means we’re making money!

There are so many games on Pinterest to start teaching young children about this. It’s definitely something that will change their lives. I hope this post was useful.

Thank you for reading it, and I’ll see you in my next post.