Save Money on Your Self-Care

Self-care should be seen as a necessity. It really is a need, it does well to our body and mind.

On this post, I’m going to focus on the physical self-care and in the future, I’ll make a post about self-care investments for our mental health.

These are things I realized I was spending a lot of money on and to be quite honest with you, I’m not willing to give up on my self-care habits because they do make me feel more confident and more happy with myself. Instead, I decided to make a few changes in order to save money in the long-term.

1.Nail Kit

I absolutely love having my nails done, but I realized I was spending 120 dollars every month on them… that’s 1,440 dollars at the end of a year! So, I decided to buy a nail kit and start getting them done myself. The whole kit (with the UV light and all of those products) was 200$. I’ll be honest, it took me a few tries and a lot of Youtube videos to get them perfect, but it’s definitely worth it!

2.At Home Hair Treatment

My hair is super wavy and, personally, I think I look better with straight hair. So, twice a year I used to permanently straighten my hair at a salon. It is an expensive treatment so I thought I should try an “at home straightening treatment”.

The Cons are:

-It’s a two people job. I definitely couldn’t do it by myself, fortunately, my mum was able to help me with it;

-It doesn’t last as long as the professional one does;

-The application is a bit messy.

The Pros are:

-It feels like the chemicals are less strong (there are a few in the market that are natural and don’t have chemicals, but I’ve never tried them so I don’t know if they actually work.)

-They aren’t expensive;

-You can do them at the comfort of your own home;

-My mum and I definitely had a fun time whilst doing it.

Overall, it is a good investment, it makes you save money, and that is always a plus.

3.At Home Gym

This is one of my favourites. I really dislike going to the gym, I’m never 100% comfortable but, at the same time, I love working out. Also, my gym membership was quite expensive. I know I’m not the only one feeling this way about the gym, so I started to follow some Youtube workout videos. Then I bought weights, and I will buy more equipment. I already had a threat-mile at home, so that helped me a lot. I definitely recommend this tip.

4.Permanent Hair Removal

This was definitely something I had been thinking about getting for a while. I decided to invest in an IPL device. There are several prince ranges out there which is a really good thing, I don’t remember the exact price of mine, but I know it wasn’t more than 200 dollars. This really works, it takes a lot of treatments to make the hairs completely disappear but it so worth it. Unfortunately, the biggest con about this device is that it doesn’t work on every skin colour or hair colour, you’ll have to do a little research to figure out if it’s something you’ll want to get.

5.Teeth Whitening Kit

I’ve always been a bit sceptical about these, I always thought that only the whitening treatments at the dentist would work, until I tried them myself. I got mine at a pharmacy, so it was a little expensive but definitely less than going to the dentist doing the procedure. I recommend trying but just make sure to do a little research before you buy one, be sure that what you’re getting isn’t extremely aggressive to your teeth.

I hope these tips were useful and let me know which ones you’d like to try or already have tried.

Thank you for reading it, and I’ll see you in my next post.

How to Increase Your Savings

I’m very passionate about saving for the things I want instead of getting myself into debt. On this post, I’ll be sharing some tips to increase your savings!

1.Budget

Make sure to budget your money every time you get a pay-check. Include your savings in your budget and slowly start increasing its monthly amount.

2.Have Side Hustles

Having extra money will always help you increase your savings, regardless of the amount. Remember that even small quantities add are good, they’ll add up.

3.Control your Expenses

Make sure to buy only what’s necessary and stay within your budget.

4.Challenge Yourself

Challenge yourself to save more money. Have no spend challenges each month. It doesn’t need to be perfect, but it’s a good way to encourage you and to stop you from buying things you don’t necessarily need.

Don’t forget to have fun! Life isn’t just paying bills and save money. Do things that bring you happiness, just plan them in a way that it won’t hurt your finances.

I hope these tips were helpful. Thank you so much for reading it, and I’ll see you in my next post.

15 Ways to Save Money

On this post I’ll be sharing with you 15 things you can start doing that will help you save money.

1.Make a Shopping List

Make sure to only grocery shop with a list, it will help you not to buy what you don’t need.

2.Eat Before Grocery Shopping

If you go grocery shopping with an empty stomach, you’ll most likely buy a lot of snacks and things you don’t need.

3.Make your own Meals

Cooking your own meals will help you save a lot of money, and you can make healthier meals which are also amazing for your body.

4.Make Your Own Bread

Bread is something that most of us eat several times a day. Making it yourself will help you save a lot of money. You can make several at a time and freeze the dough.

5.Buy Clothes on Sale

Only buy clothes on sale, you’ll be able to get more for less.

6.Buy in Bulk and Freeze

Buy fruit and veggies and freeze them. This is great for smoothies and soup!

7.Buy Detergents on Sale

When the detergents are on sale, you can get several and have a little stash at home.

8.Have a Budget

Make sure to write down your budget. Being aware of how much you can spend on every category will help you increase your savings. 

9.Be Organised

This tip goes along with the previous one. Being organised with your finances will help you increase your savings and your ability to saving money. There’s a downloadable planner that includes a budget spread, a shopping list, an expense tracker, a bill tracker, a debt tracker, and a meal planner. I’ll leave the link to it down below if you’re interested.

Money Planner (A4)

Money Planner (A5)

10.Turn Off the Light

Turn off the lights when you’re not in the room.

11.Meal Plan

Meal planning will help you buy only what you need, and it will also help you to control the costs of each meal.

12.Take your lunch with you

Prepare your snacks and lunch at home and take them with you to work. 

13.Sell your clothes

Sell the clothes you no longer wear and put that money towards savings or debt payments, for example.

14.Make your own Cleaning Supplies

Make your own cleaning products at home, this will help you save money and the environment.

15.Workout at Home

Working out at home instead of going to the gym will help you save thousands!

So, these are all the tips I have for you. Thank you so much for reading it, and I’ll see you in my next post.

How to Save Money on your Household

We all look for ways to save money so we can buy things that will add happiness to our lives. Spending money on our household is unavoidable, but in this post, I’ll be sharing with you a few tips that will help help you save money on your household.

1.Budget and Plan

First of all, you need to be aware of how much you can spend on your household expenses! Also, don’t forget to plan what you need to buy. Staying organised will help you save money. I have really cute planners that include everything you need to keep track of your budgets, expenses, bills, savings, shopping lists, etc. I’ll leave them down below if you’re interested.

Planner (A5) Yellow Theme

Planner (A4) Yellow Theme

2. Buy reusable cleaning cloths
This will save you a lot of money. You’ll just have to put them in the washer once you’re done using them and it’s beneficial for the environment!

3. Figure out when it’s cheaper to do your laundry
Depending on the time of the day that you’re doing your laundry, you’ll be able to save energy and money. Just check your contract.

4. Buy your supplies only on sale
Get your supplies when they’re on sale, there are amazing deals, and it will make you save so much money!

5. Have a little stack at home
This tip goes along with the previous one. When they’re on sale, instead of getting just one, get a couple and have a little stack of them. You’ll pay less for all of the products, and you won’t have to worry about it every month. 

6. Make some supplies yourself
If you have the time, then you should definitely give this one a go! There are so many recipes online. They’re quite easy to make, and I love making them, especially all-purpose sprays. This will save you a lot of money, and it’s really good for your health and the environment.

Thank you for reading, and I’ll see you in my next post.

Save Money on Grocery Shopping

Grocery shopping is something we all have to do, some people love others hate it but one thing everyone has in common is not wanting to spend a lot of money on it and if possible, save money! So, in today’s post, I’ll be sharing with you the most important tips I use to save money whenever I go grocery shopping.

1.Make a Budget

This is crucial. Knowing exactly how much you can spend on groceries will help you save so much money.

2. Make a Inventory

This might sound a bit crazy but trust me, it’s really helpful. Write down every single product you have. Make different lists: a food list (don’t forget to check the expiration date!), a hygiene list, a household list and a medicine list (again, check the dates).

3. Plan your Meals

Planning your meals will help you decrease the habit of buying unnecessary products. You’ll go to the shops knowing exactly what you need for your meals. I like to plan my meals weekly.

4. Make a Shopping List

Writing down everything you need will help you save money because you won’t buy what you don’t need.

5. Buy in Bolk and freeze

This is a great way to save money because you won’t be going to the shops frequently to buy fruit and veggies, that way, you won’t be tempted to buy things you actually don’t need. Also, this really good to make smoothies and soup!

All of these steps can be done with the help of a planner. Feel free to check these ones out: Money Planner (A5), Money Planner (A4).

Thank you for reading it, and I’ll see you in my next post!

Frugal living tips that will help you save money

Frugal living is trying to live a life with less but always with a positive attitude towards everything. Frugal living isn’t a “sacrifice”, is just a lifestyle.

This is great for families living off just one income and for people that want to save more money. This lifestyle will definitely help you save more. It could be taken to the extreme but, in my opinion, the middle grown is what makes more sense to me. Keep in mind this topic is fairly new to my life, so on this post, I’ll be sharing frugal living tips that I apply to my daily life.

1.Make things yourself

Making your own bread, pasta, biscuits, and desserts will make you save so much money. If you find healthier recipes and cut down the sugar and salt, your overall health will improve.

2. Purchase second-hand

Buying clothes, furniture, accessories and decor items on thrift stores and second-hand shops will definitely help you save money.

3. DIY household cleaning products

Cleaning products are usually quite expensive, so making them yourself will help you save more money in the long run. There are so many recipes on Pinterest and they are so easy to make. I have a board on Pinterest dedicated to this, click here for some inspiration. Another plus about this is that you won’t have harsh chemicals on these products, it will be good for you and for the environment.

4. Meal Plan

This is a really good way to save money. When grocery shopping, you won’t be buying things you don’t need and you’ll be able to estimate the price per meal, helping you have a more accurate budget. On this post, you have a free meal planner to download.

5. Have reusable bags

I always have fabric bags with me whenever I go grocery shopping. Where I live, the plastic bags aren’t free so, this helps me save money and helps the environment (a lot!).

So, these are the tips I have for you. Let me know in the comments if you have other habits that help you save money.

Thank you so much for reading it, and I’ll see you in my next post.

4 Ways to save money when you move out for the first time

Moving out for the first time is a big achievement and a very exciting moment. We need to be prepared for this new amazing stage in our lives. We’ll have to make a lot of investments and today, I’ll be sharing with you a few tips that will help you save money on those investments.

1.Get used furniture

Try to bring some of your bedroom’s furniture with you, for example, your bed or your desk. You could also try to find out if some of your family members could give you their old sofa, for example. Buying used furniture and upgrade it is also a really good alternative.

2. Throw a “Moving Shower”

I know, sounds weird, but make this a fun moment with your family and friends. It will be a celebration of your achievement where the guests can give you cute house-warming gifts.

3. Move things yourself

Instead of hiring a company to help you move (they’re really expensive!), do it yourself. Ask your friends and family to help you with it.

4. Buy on sale

This sounds obvious, but sometimes when we’re shopping for things for our new place, we tend to only pay attention to the looks of the product. Always try to choose something on sale, obviously make sure to buy what you like haha. This tip will make a huge difference at the end.

Let me know if you have more tips! Thank you so much for reading it, and I’ll see you in my next post.

How to travel on a budget

Travelling is definitely one of the best things we can do. Discover new cultures, new ways of living and make so many new memories is so unique. But, it could also be quite expensive, so here are 5 tips to travel on a budget.

1.Know the best time of the year to travel

Avoid travelling on the holiday season, everything is more expensive around that time.

2. Buy the plane ticket in advance

Buying the plane ticket in months advance will make your trip less expensive.

3. Free fun

Research all the free fun you’ll get access to, like free museums, etc.

4. Book in advance

The activities that aren’t free and you really want to take part in, should be booked in advance. It will save you money and time.

5. Use public transportation

Instead of taxis or ubers, use public transportation, this will be a lot cheaper and a lot more fun because you’ll get to see more things and find better places.

I hope these tips were helpful for your next trip.

I’ll see you in my next post.

What you should do to stop being broke

This could happen to anyone. Sometimes, things don’t go according to what we previously planned, but it doesn’t mean everything is lost. You can take this as an opportunity to learn and grow new habits.

Here are 6 tips that will help you get out of your reality.

1.Write down all your expenses

Know exactly where you’re spending your money on. Write down every single item that you buy during the month.

2. Divide them

Divide all the items into two categories.

Wants: all the things you are perfectly fine living without.

Needs: all the things you can’t live without.

Also, make sure to figure out how much you spend on each category.

3. Cancel your subscriptions

Cancel all the unnecessary subscriptions, for example, your Netflix subscription or your gym membership. This step will make you have more money on the side.

4. Sell items you no longer need

This is a fast way of making some extra money. I have a post that goes a bit more in debt about this tip.

5 simple ways to make extra money”.

5. Downsize your lifestyle

Try to move to a smaller house so you can pay a lower rent or, move back to your parent’s. Be aware this is only a temporary situation, so don’t be afraid to live with them for a while.

If you’re paying a car debt, you could try to sell it, pay off your debt and get a cheaper one or, instead, you could use public transportation. Again, this is temporary.

6. Get new habits

Start cooking your own meals instead of going out to eat. Clothe shop only when necessary. Quit outside coffee and snacks, bring your own coffee and snacks with you. Make, the start of an emergency fund, a priority.

These are all the tips I have for you. I’d like to highlight the importance of an emergency fund. It’s definitely something, that in case of losing a job or any other unpredictable event, will help you get back on your feet.

Once you move forward from this moment and are finally back on you’re feet, make sure not to stop doing some of the steps on this post. Continue to stay on track of your expenses and don’t live above your means. For example, save money to buy a car instead of getting a loan. This will completely change your reality.

Thank you so much for reading it, I really hope this post helped you and, I’ll see you in my next.

How to save money on groceries

On this post, I’ll be sharing with you 4 precious tips on how to save money on your groceries. There’s also a weekly meal planner available for you to download.

1.Plan your meals

Planning your meals will help you decrease the habit of buying unnecessary products. You’ll go to the shops knowing exactly what you need for your meals. I like to plan my meals weekly, so I made a printable to make your life easier! You can click here to download it.

2. Buy in bolk and freeze

This is a great way to save money because you won’t be going to the shops frequently to buy fruit and veggies, that way, you won’t be tempted to buy things you actually don’t need. Also, this really good to make smoothies and soup!

3. Make a budget

This is crucial. Knowing exactly how much you can spend on groceries will help you save so much money.

Tip: always try to stay under budget, you’ll get to use that money to buy other things or to add to your savings.

4. Avoid waste

Figure out the exact portions for you and your family. This way, you’ll avoid wasting food and end up saving a lot of money.

I also have a post on How to make a shopping list. It’s not only for groceries, but it will help you save some money as well.

I hope this post was helpful and, I’ll see you in my next post.