Weird Ways to Save Money

I’m always looking for ways to save money, and today I thought it would be nice to share with you some weird ways to save money.

1.Unsubscribe to Publicity Mails and Emails

This will prevent from seeing the new discounts and sales from stores, and they’re new products. You won’t be tempted to buy things you don’t need.

2.Pay in Cash

Paying things in cash will make you realise the actual amount you’re spending on a daily. You’ll think twice before buying things you don’t need. You won’t overspend.

3.Shop Online

This is great for groceries, you’ll get only what you need and won’t be brainwashed and tempted to buy all the bargains in the store.

4.Eat Before Grocery Shopping

This is a really good idea. It’ll prevent you from buying snacks! I used to do this all the time: I’d go before lunch and would end up bringing a lot of snacks instead of what I actually needed.

5.Quit Bad Habits

Smoking and drinking are really bad for your health, but not only that, but you’re also spending thousands on it every year.

I really hope this post was useful, let me know if you have more weird ways to save money!

Thank you so much for reading it, and I’ll see you in my next post.

15 Ways to Save Money

On this post I’ll be sharing with you 15 things you can start doing that will help you save money.

1.Make a Shopping List

Make sure to only grocery shop with a list, it will help you not to buy what you don’t need.

2.Eat Before Grocery Shopping

If you go grocery shopping with an empty stomach, you’ll most likely buy a lot of snacks and things you don’t need.

3.Make your own Meals

Cooking your own meals will help you save a lot of money, and you can make healthier meals which are also amazing for your body.

4.Make Your Own Bread

Bread is something that most of us eat several times a day. Making it yourself will help you save a lot of money. You can make several at a time and freeze the dough.

5.Buy Clothes on Sale

Only buy clothes on sale, you’ll be able to get more for less.

6.Buy in Bulk and Freeze

Buy fruit and veggies and freeze them. This is great for smoothies and soup!

7.Buy Detergents on Sale

When the detergents are on sale, you can get several and have a little stash at home.

8.Have a Budget

Make sure to write down your budget. Being aware of how much you can spend on every category will help you increase your savings. 

9.Be Organised

This tip goes along with the previous one. Being organised with your finances will help you increase your savings and your ability to saving money. There’s a downloadable planner that includes a budget spread, a shopping list, an expense tracker, a bill tracker, a debt tracker, and a meal planner. I’ll leave the link to it down below if you’re interested.

Money Planner (A4)

Money Planner (A5)

10.Turn Off the Light

Turn off the lights when you’re not in the room.

11.Meal Plan

Meal planning will help you buy only what you need, and it will also help you to control the costs of each meal.

12.Take your lunch with you

Prepare your snacks and lunch at home and take them with you to work. 

13.Sell your clothes

Sell the clothes you no longer wear and put that money towards savings or debt payments, for example.

14.Make your own Cleaning Supplies

Make your own cleaning products at home, this will help you save money and the environment.

15.Workout at Home

Working out at home instead of going to the gym will help you save thousands!

So, these are all the tips I have for you. Thank you so much for reading it, and I’ll see you in my next post.

Saving Money on Holiday

Since we are close to Easter, and most people take days off during this time, I decided to share a few tips that will help you save money while you’re on holidays.

1.Rent an Airbnb

Instead of staying in a hotel, rent an Airbnb. This will help you save a lot of money, especially if you have a big family.

2. Cook your own Meals

Restaurants in places dedicated to tourism are extremely expensive. If you cook your meals, you’ll be able to save more money.

3. Free fun

Do a little bit of research before heading to your destination, try to figure out where all the free fun is. In some cities, museums are free once a month. Finding this type of free fun will help you save money and still have a good time.

4. Travel Light

If you’re renting an Airbnb, make sure to rent one with a washer, this way you’ll be able to travel light and save money on you’re plane tickets.

These are all the tips I have for you, let me know if you have more in the comments down below.

Thank you for reading it, and I’ll see you in my next post.

Spring Break with Kids on a Budget

Making childhood memories with your kids is one of the most amazing parts of being a parent. Most parents want to enjoy their kids’ breaks from school to spend time with them and help them create new memories and special moments. Let’s face it, this can get a little expensive rather quickly. On today’s post, I’ll be sharing with you how you can have the best time with them, on a budget.

1.Travel within the Country

If you really want to go somewhere else and discover new cities or villages, then the cheapest option will be to travel within your country. I advise you to rent an Airbnb instead of a hotel because it will be less expensive. Also, make sure to do a little research on free activities that the city might have.

2. Games

Renting a place or going to some sort of park to play games with them would be really fun. You could do a bit of research on Pinterest about new games that your kids have never played before, and even prepare a bag of goodies for the winners. It would definitely be a fun memory for them.

3. Activities

Planning a week of activities within your city is also a really good idea. For example, one day it would be going to an Aquarium, other going to the Zoo, and maybe also going to a museum about the things that they’re passionate about. At the end of the week, each one them could have a basket with memories and cute things from the places you’ve been.

I hope you and your family have an amazing time together.

Thank you for reading it, and I’ll see you in my next post.

Tips to increase your savings

Having different types of saving is something that will be beneficial for you, and if you’ve been following this blog for a while, then you’ve noticed that is a frequent topic here. So, today I thought it would be good to share a few tips that will increase your savings.

1.Make a goal

First of all, you need to have a goal for the money you want to save. This will give you the motivation to keep saving, it will give you a “purpose”.

2. Have no-spend days

After budgeting your money for groceries, utilities, bills, your overall needs, you can start a challenge, the no-spend month, for example. This means that throughout the month you won’t be buying things that weren’t specified on your budget. Such as coffee, lunch out, etc. After this challenge, you will realize how much money you were spending on things you don’t need.

3. Have side hustles

Try to have another source of income besides your work salary. It doesn’t need to be more or the same amount of your work salary, the goal is to have extra money at the end of the month that you can add to your savings. You can tutor someone, sell services, take surveys, etc. I have a post on things you can make and sell online, click here to find out more about it.

4. Have the right budget

Always try to improve the budget you already have. Slowly try to increase the amount that goes to savings without affecting your daily life.

These are the tips I have for you. Let me know if you have extra ideas! Thank you so much for reading it, and I’ll see you in my next post.

How to save money on groceries

On this post, I’ll be sharing with you 4 precious tips on how to save money on your groceries. There’s also a weekly meal planner available for you to download.

1.Plan your meals

Planning your meals will help you decrease the habit of buying unnecessary products. You’ll go to the shops knowing exactly what you need for your meals. I like to plan my meals weekly, so I made a printable to make your life easier! You can click here to download it.

2. Buy in bolk and freeze

This is a great way to save money because you won’t be going to the shops frequently to buy fruit and veggies, that way, you won’t be tempted to buy things you actually don’t need. Also, this really good to make smoothies and soup!

3. Make a budget

This is crucial. Knowing exactly how much you can spend on groceries will help you save so much money.

Tip: always try to stay under budget, you’ll get to use that money to buy other things or to add to your savings.

4. Avoid waste

Figure out the exact portions for you and your family. This way, you’ll avoid wasting food and end up saving a lot of money.

I also have a post on How to make a shopping list. It’s not only for groceries, but it will help you save some money as well.

I hope this post was helpful and, I’ll see you in my next post.

Self-care Investments that will make you save money in the long-term

Self-care should be seen as a necessity. It really is a need, it does well to our body and mind.

On this post, I’m going to focus on the physical self-care and in the future, I’ll make a post about self-care investments for our mental health.

These are things I realized I was spending a lot of money on and to be quite honest with you, I’m not willing to give up on my self-care habits because they do make me feel more confident and more happy with myself. Instead, I decided to make a few changes in order to save money in the long-term.

1.Nail Kit

I absolutely love having my nails done, but I realized I was spending 120 dollars every month on them… that’s 1,440 dollars at the end of a year! So, I decided to buy a nail kit and start getting them done myself. The whole kit (with the UV light and all of those products) was 200$. I’ll be honest, it took me a few tries and a lot of Youtube videos to get them perfect, but it’s definitely worth it!

2. At home hair treatment

My hair is super wavy and, personally, I think I look better with straight hair. So, twice a year I used to permanently straighten my hair at a salon. It is an expensive treatment so I thought I should try an “at home straightening treatment”.

The cons are:

-It’s a two people job. I definitely couldn’t do it by myself, fortunately, my mum was able to help me with it;

-It doesn’t last as long as the professional one does;

-The application is a bit messy.

The pros are:

-It feels like the chemicals are less strong (there are a few in the market that are natural and don’t have chemicals but I’ve never tried them so I don’t know if they actually work.)

-They aren’t expensive;

-You can do them at the comfort of your own home;

-My mum and I definitely had a fun time whilst doing it.

Overall, it is a good investment, it makes you save money and that is always a plus.

3. At home Gym

This is one of my favourites. I really dislike going to the gym, I’m never 100% comfortable but, at the same time, I love working out. Also, my gym membership was quite expensive.

I know I’m not the only one feeling this way about the gym, so I started to follow some Youtube workout videos. Then I bought weights and I will buy more equipment. I already had a threat-mile at home, so that helped me a lot. I definitely recommend this tip.

4. Permanent hair removal

This was definitely something I had been thinking about getting for a while. I decided to invest in an IPL device. There are several prince ranges out there which is a really good thing, I don’t remember the exact price of mine, but I know it wasn’t more than 200 dollars. This really works, it takes a lot of treatments to make the hairs completely disappear but it so worth it. Unfortunately, the biggest con about this device is that it doesn’t work on every skin colour or hair colour, you’ll have to do a little research to figure out if it’s something you’ll want to get.

5. Teeth whitening Kit

I’ve always been a bit sceptical about these, I always thought that only the whitening treatments at the dentist would work, until I tried them myself. I got mine at a pharmacy, so it was a little expensive but definitely less than going to the dentist doing the procedure. I recommend trying but just make sure to do a little research before you buy one, be sure that what you’re getting isn’t extremely aggressive to your teeth.

I hope these tips were useful and let me know which ones you’d like to try or already have tried.

Thank you for reading it, and I’ll see you in my next post.

Different types of savings everyone should have!

In all of my budgeting posts, I mention frequently the importance of turning a big portion of your income into savings. This is a habit we should all have because if we hustle and plan ahead when we are young, our future will be more peacefully and we will be able to enjoy every moment with the people we love.

If you’d like to learn how to budget your income then you should read the posts I’ve written about it: How to budget your income, Beginners guide to the “Cash Envelope” system and the Beginners Guide to the “50/30/20” method.

These are the types of savings we should all have.

1.Emergency Fund

This an extremely important saving you should have. It will help you “survive” in a crisis. If, for some reason, you are left without a job or can’t work because of an illness or you might need to assist a family member, then having this money will make things less stressful.

It should be 6 months to a year worth of bills and debt payments, as well as groceries and other needs.

2. Investment

Having money on the side for future investments that will make you more money, is actually a really good strategy for the future. For example, it could be money to invest in a property so you can rent it and make it a source of passive income. It should be something to start thinking once all of the more urgent savings accounts are more secure.

3. Long-term Savings

This type of savings is meant for something that you know you are going to want or need in the next 10 years. It could be, for example, a house, certain debts covered, university funds for your children, etc.

4. Short-term Savings

If you’re planning, in the next 5 years, upgrading to a new or bigger car/house or for example you want to renovate your space, or even a holiday this is exactly the type of savings account you’ll need.

5. Retirement

This is probably the most important one because we know this is inevitable, we are going to retire someday and we’ll need a fund to live off. Since it’s something more down the road it means we have more time to save but it also means that we have an opportunity to save more and make our retirement less stressing and more enjoyable.

So these are the several account savings we should have. I know not everyone has an income that can cover all of this, but what I want to transmit to you is that even a small amount of money towards them, will have a really positive impact on your future.

Check 5 simple ways to make extra money if you’d like to have a few ideas to earn extra money.

Thank you for reading it and I’ll see you in my next post.

5 Fun ways to save money

Here are 5 ways to save money. You will have access to 3 free printables. They will help you keep track of your savings and it will make it a lot more fun.

1.Save $800 in 20 weeks

You can click below and download this printable. You just need to mark off the amount as you go!

Click here to download it.

2. Save $1,820 in a year!

This is one of my favourites. If you save 5 dollars every day, at the end of a year you’ll be left with $1,820! It could be your emergency fund, for example.

3. The $120 Challenge

Every month put away 120 dollars and at the end of a year you’ll have gathered 1,440 dollars!

4. 12 week challenge

Save $300 with the help of this printable. You just have to download it. Have fun!

Click here to download it.

5. Save $1,270 in 6 months

With the help of this printable, at the end of 24 weeks you’ll have 1,270 dollars to spend on whatever you want.

Click here to download it.

I really hope you enjoyed this blog post, it was so fun to make these printables for you. Thank you so much for reading it, I’ll see you in my next post.

5 Simple ways to make extra money

Who wouldn’t want some extra dollars at the end of the month? In this post I’ll be sharing 5 simple ways to make money.

1.Sell your books

The books that you no longer read or have more than one copy (trust me, you’re not the only one!), you could sell them online or to those small second hand book fairs and make a few extra dollars.

2. Sell your clothes

I don’t know about you but I own a lot of clothes that I no longer use. They take up a lot of space in my closet. So, if you’re like me, selling them is the best option.

3. Sell old furniture

If you have old furniture that just taking up space and has no use, then this is a good option and you make money out of it! You can sell them to second-hand shops or to antique shops.

4. Create your own products

If you have any talent then you should take advantage of it and start creating your own products and sell them online. There are so many platforms where you can do it and you’ll be able to make really good money from it.

5. Become a Tutor

Regardless of where you are now professionally if you were good at any subject when you were in school, you should definitely give this one a try. You can even do it online!

I hope you found this useful! Thank you for reading it and I’ll see you in my next post.